Overview
All drivers are required to be covered by personal auto insurance. When taking a Veyo trip, there are three coverage periods:
- Offline: When you’re offline, your Personal Auto Insurance covers you.
- Online: When you’re available but not on a trip, you are required to have additional coverage under your personal policy (it’s often called a rideshare endorsement).
- En Route/On Trip: When you’re on a trip, Veyo’s Primary Commercial Insurance covers you.
Veyo recommends that you have a rideshare endorsement. What is a Rideshare Endorsement?
It extends certain coverages on your personal policy so that they apply during the "app on" period when you're waiting for a ride request. So, if an accident occurs while you're waiting to be hired, the ridesharing endorsement may help prevent you from paying out of pocket for related expenses. If you are happy with your existing auto insurer, contact an agent to ask about rideshare insurance. The easiest way to get coverage is to add it to your existing policy.
Jump to your region:
Arizona | California | Connecticut | Michigan | Texas | Virginia | Wisconsin
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For Arizona Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by Primary Auto Liability Coverage:
- $25,000 for death and bodily injury per person,
- $50,000 for death and bodily injury per incident
- $20,000 for property damage per accident
Period 2 & 3: When you’re en route to a trip or in a trip, you’re covered by Primary Commercial Insurance:
- $1M Liability Coverage
- $250K uninsured bodily injury coverage
- $50K collision coverage with $1,500 deductible included if a driver has collision coverage on their personal policy
Rideshare Endorsement: In Arizona, you are also required to have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.
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For California Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, Veyo provides contingent liability coverage:
- $50,000 for death and personal injury per person
- $100,000 for death and personal injury per incident
- $30,000 for property damage
Period 2 & 3: When you’re en route to a trip or in a trip, you’re covered by Primary Commercial Insurance:
- $1M liability coverage
Rideshare Endorsement: In California, we recommend that you have TNC insurance, often called a rideshare endorsement. More information can be found here.
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For Connecticut Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by Primary Auto Liability Coverage:
- $50,000 for death and bodily injury per person,
- $100,000 for death and bodily injury per incident
- $25,000 for property damage per accident
Period 2 & 3: When you’re en route to a trip or on a trip, you’re covered by Primary Commercial Insurance:
- $1M Liability Coverage
- $250K uninsured bodily injury coverage
- $50K collision coverage with $1,500 deductible included if a driver has collision coverage on their personal policy
Rideshare Endorsement: In Connecticut, you are also required to have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.
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For Michigan Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by Primary Auto Liability Coverage:
- $50,000 for death and bodily injury per person
- $100,000 for death and bodily injury per incident
- $25,000 for property damage per accident
Period 2 & 3: When you’re en route to a trip or on a trip, you’re covered by Primary Commercial Insurance:
- $1M combined single limit automobile liability
- $50K collision coverage with $1,500 deductible included if a driver has collision coverage on their personal policy
- $250K personal protection insurance
Rideshare Endorsement: We recommend that you have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.
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For Texas Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by Primary Auto Liability Coverage:
- $25,000 for death and bodily injury per person
- $50,000 for death and bodily injury per incident
- $20,000 for property damage per accident
Period 2 & 3: When you’re en route to a trip or on a trip, you’re covered by Primary Commercial Insurance:
- $1M combined single limit automobile liability
- Uninsured motorist coverage at state requirement limits
- $50K collision coverage with $1,500 deductible included if a driver has collision coverage on their personal policy
Rideshare Endorsement: We recommend that you have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.
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For Virginia Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by your TNC Primary Auto Liability Coverage:
- $50,000 for death and bodily injury per person
- $100,000 for death and bodily injury per incident
- $30,000 for property damage per accident
Period 2 & 3: When you’re en route to a trip or on a trip, you’re covered by Veyo's Primary Commercial Insurance:
- $1M Liability Coverage
- $1M Uninsured and underinsured motorists coverage
Rideshare Endorsement: We recommend that you have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.
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For Wisconsin Drivers:
Offline: When you're offline, you're covered by your Personal Auto Insurance.
Period 1: When you’re online and available, you must be covered by Primary Auto Liability Coverage:
- $50,000 for death and personal injury per person,
- $100,000 for death and personal injury per incident
- $25,000 for property damage
Period 2 & 3: When you’re en route to a trip or on a trip, you’re covered by Primary Commercial Insurance:
- $1M Liability Coverage
- $250,000 uninsured bodily injury coverage
- $50,000 collision coverage with $1,500 deductible included if a driver has collision coverage on their personal policy
Rideshare Endorsement: We recommend that you have TNC insurance, often called a rideshare endorsement. For more information, please contact your insurance company.